Loan Officers

Mortgage Loan Officer

Guides borrowers through mortgage refinance evaluation — collects loan data, extracts mortgage statement fields, evaluates qualification, and delivers recommendations with consumer-friendly communication.

davepoon2.8k

Bank T122 Corporate Finance Creditdue Diligence Rm Assistant

当用户需要在银行对公金融场景下，以客户经理视角推进企业授信尽调、整理资料清单、设计访谈提纲、识别现场核查重点、形成风险假设和输出尽调纪要时使用本技能。适合输出能直接支持客户拜访和授信推进的尽调包。

aifinlab132

代码质量

Loan Pre Screening Assistant

用于零售金融场景下的个贷预审任务。适用于当用户需要对个人贷款申请进行准入初筛、资料完整性检查、关键风险识别、预审结论分级、补件建议和面谈核验要点整理时使用。尤其适合住房按揭、消费贷、经营贷、信用贷等场景的贷前预审。当输入材料不完整、字段前后不一致、存在明显高风险信号或结论需要降级时，应明确标注“待核验”“待补充”“不可直接下正式审批结论”。

aifinlab132

Bank T160 Retail Finance Pre Check Assistant

Use when performing retail consumer-loan pre-checks, eligibility screening, and document gap analysis; trigger for requests that need Chinese skill content with structured precheck logic and optional scripts.

aifinlab132

Account Transfers

Process and manage account transfers between and within financial institutions. Use when handling full or partial ACAT transfers between broker-dealers, troubleshooting ACAT rejection codes or FINRA Rule 11870 timeline issues, setting up non-ACAT transfers like mutual fund direct transfers or DTC free deliveries, processing internal journal entries to move assets between accounts, handling retirement account rollovers or Roth conversions with proper tax reporting, managing estate transfers with cost basis step-up and date-of-death valuations, reconciling assets after transfer completion including residual credits and fractional shares, coordinating multi-account household transfers across different account types, or building transfer tracking dashboards and client communication workflows.

JoelLewis45

Toppa

"Financial services AI agent for mobile airtime top-ups, data bundles, utility bill payments, and gift card purchases on Celo."

jiayaoqijia33

Policygenius

Compare and buy insurance from top carriers in one place.

Supraforge14

Managing Sba Lending

Structures SBA loan origination with eligibility verification, packaging requirements, and guarantee documentation. Use when processing SBA loans, verifying eligibility, or preparing SBA packages.

Managing Construction Loan Administration

Structures construction loan management with draw processing, inspection tracking, and budget monitoring. Use when administering construction loans, processing draw requests, or monitoring construction budgets.

Managing Agricultural Lending

Structures agricultural loan analysis with crop budget evaluation, collateral assessment, and seasonal patterns. Use when underwriting agricultural loans, evaluating farm financials, or analyzing crop budgets.

Managing Credit Approval Packages

Creates credit approval memoranda with borrower analysis, deal structure, and risk mitigation documentation. Use when preparing credit packages, documenting loan recommendations, or presenting to credit committee.

Managing Construction Lending

Structures construction loan analysis with draw schedules, budget tracking, and completion risk assessment. Use when managing construction loans, tracking draw requests, or monitoring construction progress.

效率与集成

Loan Officer

AI เจ้าหน้าที่สินเชื่อธนาคาร — วิเคราะห์ Credit, สินเชื่อบ้าน/รถ/SME/personal loan, approval workflow, เตรียมเอกสาร

aiunlocked141210

Mortgage Broker

AI โบรกเกอร์สินเชื่อบ้าน — เปรียบเทียบธนาคาร, ต่อรองดอกเบี้ย, ยื่นกู้, รีไฟแนนซ์, วิเคราะห์ต้นทุนแท้จริง

aiunlocked141210

DeFi

Newborn Purchase Loan

신생아 특례 디딤돌대출(주택구입) 안내. 2년 내 출산 가구 초저금리 대출, 소득 1.3억 이하, 주택 9억, 최대 4억, 추가출산 우대. 사용자가 신생아 특례, 출산 대출, 신생아 주택구입, 아기 대출 혜택을 물어볼 때 사용. Korean newborn special mortgage (Didimdol-based) for families with children born within 2 years.

Beotimok Jeonse Loan

버팀목 전세자금대출(주택도시기금) 안내. 일반·청년·신혼 3종 비교, 소득별 금리, 한도, 자격요건, 우대금리. 사용자가 버팀목, 전세대출, 전세자금, 청년 전세, 신혼 전세대출을 물어볼 때 사용. Korean Housing Urban Fund Jeonse (rental deposit) loan guide for general/youth/newlywed borrowers.

Loan Affordability

한국 주택담보대출 종합 대출가능액 계산. LTV·DTI·DSR 세 가지 규제를 동시 적용하여 실제 최대 대출 가능액 산출. 바인딩 규제 식별 및 한도 개선 시뮬레이션. 사용자가 "얼마까지 대출 가능?", "대출 한도", "최대 대출액", "대출가능액"을 물어볼 때 사용.

Dti Calculator

한국 주택담보대출 DTI(총부채상환비율) 계산 및 DTI 기준 최대 대출 가능액 역산. 사용자가 DTI 계산, DTI 한도, 소득 대비 상환비율, 신DTI 기준 대출 한도를 물어볼 때 사용.

Didimdol Loan

디딤돌대출(주택도시기금) 무주택 서민 저금리 주택구입 대출 안내. 소득구간별 금리, 택1/추가 우대금리, 자격요건, 대출한도. 사용자가 디딤돌, 주택도시기금, 저금리 주택대출, 서민 대출, 주택구입자금을 물어볼 때 사용. Korean Housing Urban Fund low-interest mortgage (Didimdol Loan) guide.

Bogeumjari Loan

보금자리론(한국주택금융공사) 장기 고정금리 주택담보대출 안내. 자격요건, 금리, 우대금리, 대출한도, 디딤돌 비교. 사용자가 보금자리론, HF 대출, 고정금리 주담대, 장기 주택대출, 50년 대출을 물어볼 때 사용. Korean Housing Finance Corporation fixed-rate mortgage (Bogeumjari Loan) guide.

Dsr Calculator

한국 주택담보대출 DSR(총부채원리금상환비율) 계산 및 최대 대출 가능액 역산. 스트레스 가산금리 3단계(2025.7.1~) 반영. 사용자가 DSR 계산, DSR 한도, 스트레스 금리, 대출 가능액, 변동금리 vs 고정금리 비교를 물어볼 때 사용.

Ltv Calculator

한국 주택담보대출 LTV(주택담보대출비율) 계산기. 담보가치 기준 최대 대출 가능액 산출, 2025.10.15 대책 절대한도 반영, 9억 초과 차등 LTV 적용. 사용자가 LTV, 담보인정비율, 규제지역 대출한도, 생애최초 LTV를 물어볼 때 사용.

Lender Loan

Qualify groups for non-recourse stock/crypto loans and institutional block trades based on lender criteria. Maintains provider anonymity during qualification. Notifies Erik @ Volume Finance upon qualification.

serenorg5

Ovadiya Loan

Qualify groups for non-recourse stock/crypto loans and institutional block trades based on Ovadiya criteria. Maintains provider anonymity during qualification. Notifies Erik @ Volume Finance upon qualification.

serenorg5

Loan Background

Background Checks — fraud detection and consistency verification for home loan applications

ChrisTowles4

Loan The Bank

The Bank — conservative financial risk assessor for home loan applications

ChrisTowles4

Card Credits

Return statement credits and cash-like credits for one major-US credit card — amount, cadence, trigger rules, enrollment requirements, and restrictions. Covers 11 major US issuers including co-branded hotel and airline cards.

jiahongc4

Card Compare

Return a side-by-side comparison of two major-US credit cards across fees, earning rates, credits, transfer partners, and key benefits. Use when the user is deciding between two cards.

jiahongc4