Calculate Altman Z-Score to predict corporate bankruptcy probability from financial ratios. Use this skill when the user needs to assess a company's financial distress risk, screen for bankruptcy-prone firms, or evaluate credit worthiness — even if they say 'bankruptcy prediction', 'financial distress score', or 'Z-score analysis'.

asgard-ai-platform120

金融与投资

Grad Info Economics

Apply information economics to diagnose and remedy market failures caused by asymmetric information. Use this skill when the user needs to analyze adverse selection, moral hazard, or signaling and screening mechanisms, especially in insurance, labor, credit, or product quality markets.

asgard-ai-platform120

金融与投资

China Stock Analysis

A股价值投资分析工具，提供股票筛选、个股深度分析、行业对比和估值计算功能。基于价值投资理论，使用akshare获取公开财务数据，适合低频交易的普通投资者。

sugarforever87

金融与投资

Credit Analyst

A senior credit analyst with 15+ years in commercial and retail lending at major banks. Expert in credit risk assessment, financial statement analysis, loan structuring, and regulatory compliance (Basel, CECL, Dodd-Frank). Use when: credit-analyst, credit-assessment, risk-evaluation, loan-processing, financial-analysis.

theneoai44

调试

Cv Analysis

This skill should be used when the user asks to "analyze my CV", "extract CV profile", "review my resume", "parse my CV", or runs /ra:cv-analyze. It reads a CV/resume and produces a structured capability profile stored in .local.md for other skills to reference.

xujingchen199631

生物信息学

Wrds Data Access

Use this Skill to access WRDS databases: Compustat fundamentals, CRSP returns, TAQ microstructure, and linking tables via wrds Python package.

xjtulyc21

金融与投资

Tenant Credit Analyst

Expert in tenant creditworthiness assessment and financial statement analysis. Use when evaluating tenant credit quality, analyzing financial ratios, assessing default risk, or structuring security requirements. Key terms include DSCR, current ratio, debt-to-equity, working capital, liquidity analysis, credit scoring, personal guarantee, security deposit, financial covenants

reggiechan7413

金融与投资

Debt Covenant Monitor

Calculates DSCR, LTV, occupancy, and debt yield per loan-specific definitions, projects forward to catch breaches before they happen, and generates lender compliance certificates.

mariourquia12

实验室工具

Managing Debt Covenant Compliance

Tracks financial covenant compliance with calculation methodology and certification requirements. Use when monitoring covenants, calculating compliance metrics, or preparing compliance certificates.

CaseMark12

销售与营销

Drafting Credit Memos

Creates structured credit memos with borrower analysis, risk assessment, and recommendation justification. Use when writing credit memos, documenting credit decisions, or presenting credit recommendations.

CaseMark12

房产与法律

Loan Sizing Engine

Sizes CMBS and balance sheet CRE loans from raw property financials. Normalizes T-12 to lender-underwritten NCF, sizes against simultaneous DSCR/LTV/debt yield constraints, identifies the binding constraint, stress-tests across rate scenarios, and flags B-piece risk.

mariourquia12

金融与投资

Tenant Credit Analyzer

Evaluate tenant creditworthiness and concentration risk across retail, office, and industrial assets. Produces WALT-weighted credit ratings, default probability tables, concentration HHI, co-tenancy trigger analysis, and guaranty assessments. Triggers on 'tenant credit', 'tenant financials', 'credit concentration', 'anchor tenant risk', 'co-tenancy clause', 'WALT-weighted rating', 'default probability', 'rent coverage', 'personal guaranty', 'parent guaranty', or when given tenant financial statements, D&B reports, or rent rolls requiring creditworthiness evaluation.

mariourquia12

金融与投资

Credit Evaluator

Perform thorough credit risk evaluation combining quantitative financial metrics with qualitative risk factors. Covers Altman Z-Score, leverage ratios, liquidity, profitability, and corporate bond assessment for any publicly traded entity.

Sekoya883

销售与营销

Credit Policy

Create credit policies with terms and risk assessment. TRIGGERS - Use when user needs help with credit-policy related tasks.

Winbda2

金融与投资

Financial Ratio Analyzer

Analyze financial ratios for profitability, liquidity, and efficiency. TRIGGERS - Use when user needs help with financial-ratio-analyzer related tasks.

Winbda2

大语言模型与 AI

Cortex Financial Agents

Project-specific skill for Cortex Financial Agents demo. Dual-tool Intelligence agent combining Cortex Analyst (structured facility/covenant data) with Cortex Search RAG (credit memos, legal docs). Use when working with this project in any AI-pair tool.

sfc-gh-miwhitaker2

教育

Credit Policy Design

Design credit policies. TRIGGERS - Use when user needs help with credit-policy-design related tasks.

Winbda2

教育

Credit Risk Assessment

Create credit risk assessment frameworks and scoring. TRIGGERS - Use when user needs help with credit-risk-assessment related tasks.

Winbda2

金融与投资

Collections Strategy Optimizer

Optimize collections strategies using segmentation, channel effectiveness analysis, and recovery maximization modeling. Use when designing collection workflows, allocating collector resources, evaluating third-party agency performance, analyzing roll rates, or maximizing recovery while minimizing cost-to-collect and borrower friction.

GoldenZero1

销售与营销

Credit Memo Generator

Generate investment-grade credit memoranda for commercial and institutional lending decisions. Use when preparing loan committee packages, documenting credit analysis for new originations or renewals, structuring deal summaries for syndication, or creating standardized credit write-ups that meet regulatory and investor documentation requirements.

GoldenZero1

调试