A comprehensive AI agent skill for understanding, managing, and reducing costs in business. Helps you build cost visibility across your operation, identify where money is being spent without proportionate return, make smart cost reduction decisions that do not damage the business, price your products and services correctly, and build a cost structure that supports profitability as you grow.

openclaw4.2k

Documentos

Compliance Evidence Assembler

把审计所需证据整理成目录、清单和缺失项，便于后续评审。；use for compliance, evidence, audit workflows；do not use for 伪造证据, 替代正式审计结论.

openclaw4.2k

Gestión de Proyectos

Expense Tracker

Track daily expenses in structured markdown files organized by month. Use when the user wants to log spending, view expense summaries, analyze spending patterns, or manage personal finance tracking. Supports categories, tags, and monthly summaries.

openclaw4.2k

Aplicaciones Empresariales

Freelancer Business Autopilot Lite

Free version — generate invoices and weekly client updates from plain-language descriptions.

openclaw4.2k

Finanzas e Inversión

Aaas Roi Calculator

Calculate ROI for AI-as-a-Service (managed AI agents). Estimates cost savings, efficiency gains, and payback period for deploying AI agents across business operations. Use when evaluating whether managed AI agents make financial sense for a company.

openclaw4.2k

Pagos

Expense Claims Ops

Process personal/work expenses and reimbursement claims in a structured, low-friction workflow. Use when collecting receipts, categorizing spend, preparing claim-ready summaries, checking missing fields, generating submission checklists, and drafting claim notes/follow-ups.

openclaw4.2k

Documentos

Invoice Extractor

Extract structured data from invoices and receipts (PDFs and images). Output JSON, CSV, or build a running expense ledger. Use when someone shares an invoice to process, asks to track expenses, categorize spending, or prepare tax documents.

openclaw4.2k

Aplicaciones Empresariales

Afrexai Invoice Engine

Generate, manage, and track professional invoices with payment terms, recurring billing, overdue automation, and financial reporting. Use when creating invoices, tracking payments, managing clients, or reviewing revenue.

openclaw4.2k

Aplicaciones Empresariales

Invoice Agent 💰

Professional invoice and payment management skill. Create, track, and manage invoices with natural language. Supports multi-currency, tax calculations, payment reminders with escalation, HTML invoice generation, overdue tracking, and financial summaries. Use when: (1) creating invoices from natural language descriptions, (2) tracking payment status and overdue invoices, (3) generating professional HTML invoices, (4) sending payment reminders with escalation levels, (5) viewing financial summaries and revenue reports, (6) managing client billing workflows. Perfect for freelancers, agencies, and small businesses. All data stored locally — no cloud dependencies or API keys required.

openclaw4.2k

Seguridad

Settld Mcp Payments

Connect OpenClaw agents to Settld MCP for paid tool calls with quote-bound authorization and verifiable receipts.

openclaw4.2k

Productividad e Integración

Refund Radar

Scan bank statements to detect recurring charges, flag suspicious transactions, and draft refund requests with interactive HTML reports.

openclaw4.2k

Gestión de Proyectos

Travel Subsidy

When the user uploads 发票.zip and 火车票.zip, use the included data tables to calculate eligible business-trip subsidy records, split related vs remaining files, create output workbooks, package two result zips, and report progress at every key step.

openclaw4.2k

Administración de Sistemas

Zhua Economy

爪爪自主经济系统 —— 技能变现、任务定价、收益分配、经济自治。Use when 爪爪需要建立经济系统、技能变现、或实现经济自主。

openclaw4.2k

Aplicaciones Empresariales

Invoice Chaser — Stop Chasing, Start Getting Paid

Automated invoice follow-up sequences that escalate from friendly to firm. Track unpaid invoices, send timed reminder emails with escalating tone, log payment interactions, and generate AR aging reports. Your agent handles the awkward conversations so you don't have to — preserving cash flow and client relationships while you focus on actual work. Configure invoice tracking, email templates per stage (friendly → firm → final notice), timing rules, and let your agent chase payments 24/7. Use when adding invoices, running payment chases, checking status, or generating accounts receivable reports.

openclaw4.2k

Productividad e Integración

Payroll

A comprehensive AI agent skill for managing payroll accurately and on time. Helps small business owners run payroll without a dedicated HR function, explains payroll taxes and compliance requirements, handles contractor vs employee classification, prepares for audits, and ensures every person who works for you gets paid correctly every time.

openclaw4.2k

Ventas y Marketing

Global Invoicing Research

生成全球开票系统的国家调研报告，输出结构化的 .docx 文档，同时服务产品经理、研发、售前三类角色。当用户提到以下任意场景时，务必使用本 Skill： - "调研 XX 国家的开票/发票/电子发票要求" - "我要做全球开票系统，帮我调研某个国家" - "帮我生成 XX 国家的开票调研报告" - "开票合规调研"、"e-invoicing research"、"VAT invoice research" - 用户提到 KSeF、Peppol、CFDI、NF-e、GST 等具体的国家电子发票标准即使用户没有明确说"生成报告"，只要涉及对某个国家的开票要求进行结构化调研，就应使用本 Skill。

openclaw4.2k

Depuración

Openclaw Ledger

Tamper-evident audit trail for agent sessions. Hash-chained logs of workspace changes with cryptographic verification. Know exactly what changed, when, and detect if anyone altered the record. Free alert layer — upgrade to openclaw-ledger-pro for freeze, forensics, and chain restoration.

openclaw4.2k

Documentos

Docuclaw

Sovereign document intelligence & archival system. Extracts structured data from invoices, receipts, and contracts 100% locally using AI.

openclaw4.2k

Gestión de Proyectos

Budget Pro

Personal budget management with privacy-first local storage. Use when user mentions setting a budget, tracking spending, logging expenses, checking budget status, or managing money by category. Tracks income, expenses, and category budgets with proactive alerts. NEVER accesses bank accounts or external financial services.

openclaw4.2k

Finanzas e Inversión

Check Balance

Check USDC balance across networks. Use when you or the user want to check balance, see how much money is in the wallet, view funds, or check available USDC. Covers phrases like "check my balance", "how much USDC do I have", "what's my balance", "show funds", "wallet balance".

openclaw4.2k

Finanzas e Inversión

Fiscal

Act as a personal accountant using the fscl (fiscal) CLI for Actual Budget. Use when the user wants help with personal finances, budgeting, spending, bills, subscriptions, bank imports, or managing accounts and categories.

openclaw4.2k

Finanzas e Inversión

Financial Tracker

Track business income and expenses in structured CSV format. Categorize transactions, monitor cash flow, generate P&L summaries, and spot spending trends.

openclaw4.2k

Análisis de Datos

Finance Metrics Quickref

Look up SaaS finance metrics, formulas, and benchmarks fast. Use when you need a quick metric definition, formula, or benchmark during analysis.

deanpeters3.5k

Análisis de Datos

Saas Revenue Growth Metrics

Calculate SaaS revenue, retention, and growth metrics. Use when diagnosing momentum, churn, expansion, or product-market-fit signals.

deanpeters3.5k

Finanzas e Inversión

Saas Economics Efficiency Metrics

Evaluate SaaS unit economics and capital efficiency. Use when deciding whether the business can scale efficiently or needs correction.

deanpeters3.5k

Finanzas e Inversión

Business Health Diagnostic

Diagnose SaaS business health across growth, retention, efficiency, and capital. Use when preparing a business review or prioritizing urgent fixes.

deanpeters3.5k

Finanzas e Inversión

Feedoracle Compliance

MiCA compliance evidence and stablecoin risk scoring. Use when the user asks about stablecoin compliance, MiCA status, peg stability, or needs verifiable evidence for audit workflows.

davepoon2.8k

Finanzas e Inversión

Fondo Core Workflow A

Execute Fondo primary workflow: monthly bookkeeping close and financial reporting. Use when managing month-end close, reviewing financial statements, or preparing for board meetings and fundraising. Trigger: "fondo bookkeeping", "fondo month close", "fondo financial reports".

jeremylongshore2.0k

Finanzas e Inversión

Fondo Core Workflow B

Execute Fondo R&D tax credit workflow: qualify activities, calculate credits, file Form 6765, and claim payroll tax offset for startups. Trigger: "fondo R&D credit", "fondo tax credit", "fondo Form 6765", "startup tax credit".

jeremylongshore2.0k

Finanzas e Inversión

Fondo Prod Checklist

Execute Fondo production readiness checklist for year-end tax filing, R&D credit claims, and board-ready financial reporting. Trigger: "fondo production", "fondo tax filing ready", "fondo year-end checklist".

jeremylongshore2.0k

Contadores y auditores | Skills Pool