Let your agent shop on Amazon with guardrailed wallets and owner approval.
CreditClaw.com is a financial enablement platform for Bots, Agents, and OpenClaw. Securely manage agentic spending.
| File | URL | Purpose |
|---|---|---|
| SKILL.md (this file) | https://creditclaw.com/amazon/skill.md | Registration, setup, webhooks, status, spending permissions, API reference |
| CHECKOUT.md | https://creditclaw.com/amazon/checkout.md | Sell to anyone — checkout pages, payment links, invoices, shops |
https://creditclaw.com/amazon/crossmint-wallet.md |
| Crossmint-managed purchases for supported merchants |
| ENCRYPTED-CARD.md | https://creditclaw.com/amazon/encrypted-card.md | Encrypted card checkout — sub-agent flow, card delivery, decryption, confirmation |
| HEARTBEAT.md | https://creditclaw.com/amazon/heartbeat.md | Lightweight polling routine for balance and spending checks |
| MANAGEMENT.md | https://creditclaw.com/amazon/management.md | Cross-rail operations — top-ups, transaction history, approvals |
| SPENDING.md | https://creditclaw.com/amazon/spending.md | Spending permissions, guardrails, and approval modes |
| STRIPE-X402-WALLET.md | https://creditclaw.com/amazon/stripe-x402-wallet.md | x402 payment signing, USDC balance, Stripe Wallet transactions |
| package.json (metadata) | https://creditclaw.com/amazon/skill.json | Machine-readable skill metadata |
| Follow your human's instructions on how to manage and save skill files. If unsure, you can install locally: |
mkdir -p ~/.creditclaw/skills/amazon
curl -s https://creditclaw.com/amazon/skill.md > ~/.creditclaw/skills/amazon/SKILL.md
curl -s https://creditclaw.com/amazon/checkout.md > ~/.creditclaw/skills/amazon/CHECKOUT.md
curl -s https://creditclaw.com/amazon/crossmint-wallet.md > ~/.creditclaw/skills/amazon/CROSSMINT-WALLET.md
curl -s https://creditclaw.com/amazon/encrypted-card.md > ~/.creditclaw/skills/amazon/ENCRYPTED-CARD.md
curl -s https://creditclaw.com/amazon/heartbeat.md > ~/.creditclaw/skills/amazon/HEARTBEAT.md
curl -s https://creditclaw.com/amazon/management.md > ~/.creditclaw/skills/amazon/MANAGEMENT.md
curl -s https://creditclaw.com/amazon/spending.md > ~/.creditclaw/skills/amazon/SPENDING.md
curl -s https://creditclaw.com/amazon/stripe-x402-wallet.md > ~/.creditclaw/skills/amazon/STRIPE-X402-WALLET.md
curl -s https://creditclaw.com/amazon/skill.json > ~/.creditclaw/skills/amazon/package.json
Or just read them directly from the URLs above.
Base URL: https://creditclaw.com/api/v1
CreditClaw supports multiple independent payment rails. Each rail has its own funding method and spending mechanism. You may have access to one or more rails depending on what your owner has configured.
| Rail | Method | Status | Guide |
|---|---|---|---|
| Encrypted Card | Owner's card, encrypted file + sub-agent checkout | Live | encrypted-card.md |
| Stripe Wallet (x402) | USDC on Base chain, x402 payment protocol | Private Beta | stripe-x402-wallet.md |
| Crossmint Wallet | Crossmint-managed purchases for supported merchants | Coming Soon | crossmint-wallet.md |
The default payment rail is "Encrypted Card". Your owner chooses which rails to enable for you. Check GET /bot/status to see
your full status across all connected rails.
Default safety: New accounts require human approval for every purchase (approval_mode: ask_for_everything). Your owner can adjust this from their dashboard once they're comfortable with your spending patterns.
All requests require: Authorization: Bearer <your-api-key> (except registration).
🔒 CRITICAL SECURITY WARNING:
creditclaw.comhttps://creditclaw.com/api/*CreditClaw is designed with defense-in-depth to protect your owner's funds:
approval_mode, spending limits, category blocks, and domain restrictions are checked by CreditClaw's servers before any funds move — regardless of what happens on the client side. There is no way to bypass these controls.1. You fetch this skill file from creditclaw.com/amazon/skill.md
2. You call POST /bots/register → get apiKey + claimToken (include your callback_url for webhooks)
3. You tell your human the claimToken and verification link
4. Human visits creditclaw.com/claim, enters claimToken, adds payment method
5. Your wallet activates — you receive a webhook notification (or poll GET /bot/status)
6. You poll GET /bot/status periodically to monitor balance across all rails
7. You check GET /bot/wallet/spending for your owner's permission rules
8. When you need to make a purchase, follow encrypted-card.md or stripe-x402-wallet.md
9. When balance is low, request a top-up (see management.md)
10. Human monitors activity from creditclaw.com/overview
You can register before your human does. You'll get an API key immediately.
curl -X POST https://creditclaw.com/api/v1/bots/register \
-H "Content-Type: application/json" \
-d '{
"bot_name": "my-research-bot",
"owner_email": "[email protected]",
"description": "Performs web research tasks for hire",
"callback_url": "https://my-bot.example.com/webhook"
}'
Request fields:
| Field | Required | Description |
|---|---|---|
bot_name | Yes | Your bot's name (1-100 chars) |
owner_email | Yes | Your owner's email address |
description | No | What you do (max 500 chars) |
callback_url | Yes | URL to receive webhook events (HTTPS). Enables real-time card deliveries, approval notifications, and spending alerts. |
Response:
{
"bot_id": "bot_a1b2c3d4",
"api_key": "cck_live_7f3e...",
"claim_token": "coral-X9K2",
"status": "pending_owner_verification",
"owner_verification_url": "https://creditclaw.com/claim?token=coral-X9K2",
"webhook_secret": "whsec_abc123...",
"important": "Save your api_key now — it cannot be retrieved later. Give the claim_token to your human so they can activate your wallet."
}
The response includes a webhook_secret for verifying webhook signatures (HMAC-SHA256
via the X-CreditClaw-Signature header). Save this secret alongside your API key — you'll
need it to verify incoming webhooks.
Save your api_key immediately. It cannot be retrieved again.
Store your API key securely. Preferably using your platform's secure secrets manager under the name CREDITCLAW_API_KEY.
If a secrets manager is unavailable, use an environment variable:
export CREDITCLAW_API_KEY="cck_live_7f3e..."
Load your API key from the above on future sessions — do not re-register.
What to tell your human:
Ask your human if they'd like you to share the claim details. Here's a template:
"I've registered for a CreditClaw wallet. To activate it and fund my account, visit https://creditclaw.com/claim?token=coral-X9K2 — you'll need to add a payment method. After that I can spend on your behalf within the limits you set."
Can't expose a public HTTPS endpoint? CreditClaw still works without a webhook. Your owner will send card files and instructions manually, and you'll poll for updates instead of receiving them in real time. See Bot Messages for the polling fallback.
Your human visits the claim URL. On the backend:
claim_tokenclaim_token is invalidated after useAfter claiming, the human can see your balance, transactions, and spending
limits at https://creditclaw.com/overview.
Once your human claims you with the token, they unlock:
Your human can log in anytime to monitor your spending, adjust limits, or fund your wallet.
Use this endpoint to see your complete status across all payment rails. Recommended interval: every 30 minutes, or before any purchase.
curl https://creditclaw.com/api/v1/bot/status \
-H "Authorization: Bearer $CREDITCLAW_API_KEY"
Response (active bot with Encrypted Card and Stripe Wallet):
{
"bot_id": "bot_abc123",
"bot_name": "ShopperBot",
"status": "active",
"default_rail": "sub_agent_cards",
"active_rails": ["stripe_wallet", "sub_agent_cards"],
"rails": {
"stripe_wallet": {
"status": "active",
"balance_usd": 100.00,
"address": "0x..."
},
"sub_agent_cards": {
"status": "active",
"card_id": "r5_abc123",
"card_name": "Shopping Card",
"card_brand": "visa",
"last4": "4532",
"limits": {
"per_transaction_usd": 50.00,
"daily_usd": 100.00,
"monthly_usd": 500.00,
"human_approval_above_usd": 25.00
}
}
},
"master_guardrails": {
"per_transaction_usd": 500,
"daily_budget_usd": 2000,
"monthly_budget_usd": 10000
},
"webhook_status": "active",
"pending_messages": 0
}
Response (before claiming):
{
"bot_id": "bot_abc123",
"bot_name": "ShopperBot",
"status": "pending",
"default_rail": null,
"message": "Owner has not claimed this bot yet. Share your claim token with your human.",
"rails": {},
"master_guardrails": null
}
Status values:
| Status | Meaning |
|---|---|
pending | Registered but owner hasn't claimed yet |
active | At least one rail is connected |
frozen | Owner has frozen this bot — no transactions allowed |
inactive | Claimed but no rails connected yet |
If default_rail is set, prefer that rail for purchases when multiple are available.
If status is pending, remind your human about the claim link.
Rate limit: 6 requests per hour.
Before any purchase, fetch your spending rules. Your owner controls these and can update them anytime from their dashboard.
curl https://creditclaw.com/api/v1/bot/wallet/spending \
-H "Authorization: Bearer $CREDITCLAW_API_KEY"
Response:
{
"approval_mode": "ask_for_everything",
"limits": {
"per_transaction_usd": 25.00,
"daily_usd": 50.00,
"monthly_usd": 500.00,
"ask_approval_above_usd": 10.00
},
"approved_categories": [
"api_services",
"cloud_compute",
"research_data"
],
"blocked_categories": [
"gambling",
"adult_content",
"cryptocurrency",
"cash_advances"
],
"recurring_allowed": false,
"notes": "Prefer free tiers before paying. Always check for discount codes. No annual plans without asking me first.",
"updated_at": "2026-02-06T18:00:00Z"
}
You must follow these rules:
approval_mode is ask_for_everything, ask your human before any purchase to get their approval. New accounts default to this mode. Your owner can loosen this from their dashboard once they're comfortable.approval_mode is auto_approve_under_threshold, you may spend freely up to ask_approval_above_usd. Anything above that requires owner approval.approval_mode is auto_approve_by_category, you may spend freely on approved_categories within limits. All others require approval.blocked_categories. These are hard blocks enforced server-side and will be declined.notes field — these are your owner's direct instructions.Your owner can update these permissions anytime from https://creditclaw.com/overview.
Rate limit: 6 requests per hour.
Once your wallet is active and you know your spending permissions, read the guide for your payment rail:
For managing your balance, requesting top-ups, and viewing transaction history, see management.md.
To earn money by selling products or services, see checkout.md.
All endpoints require Authorization: Bearer <api_key> header (except register).
Base URL: https://creditclaw.com/api/v1
| Method | Endpoint | Description | Rate Limit | File |
|---|---|---|---|---|
| POST | /bots/register | Register a new bot. Returns API key + claim token. | 3/hr per IP | this file |
| GET | /bot/status | Full cross-rail status: balances, limits, master guardrails. | 6/hr | this file |
| GET | /bot/wallet/spending | Get spending permissions and rules set by owner. | 6/hr | this file |
| GET | /bot/messages | Fetch pending messages (for bots without webhooks). | 12/hr | this file |
| POST | /bot/messages/ack | Acknowledge (delete) processed messages. | 30/hr | this file |
| Method | Endpoint | Description | Rate Limit | File |
|---|---|---|---|---|
| POST | /bot/rail5/checkout | Request checkout approval. Returns checkout_steps and spawn_payload. | 30/hr | encrypted-card.md |
| GET | /bot/rail5/checkout/status | Poll for checkout approval result. ?checkout_id= required. | 60/hr | encrypted-card.md |
| POST | /bot/rail5/key | Get one-time decryption key for an approved checkout. | 30/hr | encrypted-card.md |
| POST | /bot/rail5/confirm | Confirm checkout success or failure. | 30/hr | encrypted-card.md |
| POST | /bot/rail5/confirm-delivery | Confirm card file saved. Advances status to confirmed. | — | encrypted-card.md |
| GET | /bot/check/rail5 | Encrypted Card detail: limits, approval threshold. | 6/hr | encrypted-card.md |
| Method | Endpoint | Description | Rate Limit | File |
|---|---|---|---|---|
| POST | /stripe-wallet/bot/sign | Request x402 payment signature. Enforces guardrails. | 30/hr | stripe-x402-wallet.md |
| GET | /stripe-wallet/balance | Get USDC balance for a wallet. | 12/hr | stripe-x402-wallet.md |
| GET | /stripe-wallet/transactions | List x402 transactions for a wallet. | 12/hr | stripe-x402-wallet.md |
| GET | /bot/check/rail1 | Stripe Wallet detail: balance, guardrails, domain rules. | 6/hr | stripe-x402-wallet.md |
| Method | Endpoint | Description | Rate Limit | File |
|---|---|---|---|---|
| POST | /bot/wallet/topup-request | Ask owner to add funds. Sends email notification. | 3/hr | management.md |
| GET | /bot/wallet/transactions | List transaction history. Supports ?limit=N (default 50, max 100). | 12/hr | management.md |
| Method | Endpoint | Description | Rate Limit | File |
|---|---|---|---|---|
| POST | /bot/payments/create-link | Generate a Stripe payment link to charge anyone. | 10/hr | checkout.md |
| GET | /bot/payments/links | List your payment links. Supports ?status= and ?limit=N. | 12/hr | checkout.md |
| POST | /bot/checkout-pages/create | Create a checkout page for selling. | — | checkout.md |
| GET | /bot/checkout-pages | List your checkout pages. | 12/hr | checkout.md |
| PATCH | /bot/checkout-pages/:id | Update a checkout page. | — | checkout.md |
| GET | /bot/sales | List your completed sales. | 12/hr | checkout.md |
| POST | /bot/invoices/create | Create an invoice. | 10/hr | checkout.md |
| GET | /bot/invoices | List your invoices. | 12/hr | checkout.md |
| POST | /bot/invoices/:id/send | Send an invoice via email. | 5/hr | checkout.md |
| PATCH | /bot/seller-profile | Set up or update your seller profile. | — | checkout.md |
| GET | /bot/seller-profile | View your seller profile. | — | checkout.md |
| GET | /bot/shop | View your public shop. | — | checkout.md |
CreditClaw sends real-time POST events to your callback_url. Each webhook includes an
HMAC-SHA256 signature in the X-CreditClaw-Signature header that you can verify using the
webhook_secret returned at registration.
| Event | When |
|---|---|
wallet.activated | Owner claimed bot and wallet is live |
wallet.topup.completed | Funds added to your wallet |
wallet.payment.received | Someone paid your payment link |
wallet.spend.authorized | A purchase was approved |
wallet.spend.declined | A purchase was declined (includes reason) |
wallet.balance.low | Balance dropped below $5.00 |
wallet.sale.completed | A sale completed through your checkout page |
rails.updated | Payment methods or spending config changed — call GET /bot/status to refresh |
rail5.card.delivered | Owner set up an encrypted card — file delivered for you to save |
rail5.checkout.completed | Checkout confirmed successful |
rail5.checkout.failed | Checkout reported failure |
Failed webhook deliveries are retried with exponential backoff (1m, 5m, 15m, 1h, 6h) up to 5 attempts.
If webhook delivery fails repeatedly, events are staged as bot messages automatically. See Bot Messages for the polling fallback.
| Status Code | Meaning | Example |
|---|---|---|
400 | Invalid request body or parameters | {"error": "validation_error", "message": "Invalid request body"} |
401 | Invalid or missing API key | {"error": "unauthorized", "message": "Invalid API key"} |
402 | Insufficient funds for purchase | {"error": "insufficient_funds", "balance_usd": 2.50, "required_usd": 10.00} |
403 | Wallet not active, frozen, or spending rule violation | {"error": "wallet_frozen", "message": "This wallet is frozen by the owner."} |
404 | Endpoint not found or rail not enabled | {"error": "not_found", "message": "This rail is not enabled for your account."} |
409 | Duplicate registration or race condition | {"error": "duplicate_registration", "message": "A bot with this name already exists."} |
429 | Rate limit exceeded | {"error": "rate_limited", "retry_after_seconds": 3600} |
If your bot doesn't have a callback_url configured (or webhook delivery fails), CreditClaw
stages messages for you to poll. This is the fallback delivery mechanism — webhooks are
preferred when available, but bot messages ensure you never miss an event.
Your GET /bot/status response includes a pending_messages count and webhook_status.
If pending_messages is greater than zero, you have messages waiting:
{
"bot_id": "bot_abc123",
"status": "active",
"webhook_status": "unreachable",
"pending_messages": 2,
...
}
curl https://creditclaw.com/api/v1/bot/messages \
-H "Authorization: Bearer $CREDITCLAW_API_KEY"
Response:
{
"bot_id": "bot_abc123",
"messages": [
{
"id": 1,
"event_type": "rail5.card.delivered",
"payload": {
"card_id": "r5card_...",
"card_name": "ChaseD",
"card_last4": "9547",
"file_content": "<self-contained markdown file>",
"suggested_path": ".creditclaw/cards/Card-ChaseD-9547.md",
"instructions": "Save this file to .creditclaw/cards/ ..."
},
"staged_at": "2026-03-06T12:00:00.000Z",
"expires_at": "2026-03-07T12:00:00.000Z"
}
],
"count": 1,
"instructions": "Process each message based on its event_type. After processing, acknowledge messages via POST /api/v1/bot/messages/ack with { message_ids: [id1, id2, ...] } to remove them from the queue."
}
Messages remain in pending state until you explicitly acknowledge them. They are not
removed on read — you can fetch them multiple times.
After processing a message, acknowledge it to remove it from the queue:
curl -X POST https://creditclaw.com/api/v1/bot/messages/ack \
-H "Authorization: Bearer $CREDITCLAW_API_KEY" \
-H "Content-Type: application/json" \
-d '{ "message_ids": [1, 2] }'
You can also acknowledge a single message:
{ "message_id": 1 }
Response:
{
"acknowledged": [1, 2],
"not_found": [],
"message": "2 message(s) acknowledged."
}
Messages expire automatically based on event type:
rail5.card.delivered — 24 hoursExpired messages are cleaned up automatically. If a card delivery message expires before you retrieve it, your owner can re-stage the delivery from their dashboard.
pending_messages count in GET /bot/status (every 30 minutes or on startup)GET /bot/messages to fetch all pending messagesevent_typePOST /bot/messages/ackCREDITCLAW_API_KEY).GET /bot/status no more than every 10 minutes unless you are actively waiting for a top-up.POST /bot/rail5/key that is invalidated after retrieval. There is no way to re-request a key for the same checkout.callback_url receives real-time card deliveries, approval notifications, and spending alerts. If your endpoint becomes unreachable, events are staged as bot messages until you recover.