State Tax Estimator

States With No Income Tax

These states impose no state income tax on earned income:

Alaska, Florida, Nevada, New Hampshire (interest/dividends only, fully repealed as of 2025), South Dakota, Tennessee, Texas, Washington, Wyoming.

Note: Washington imposes a 7% capital gains tax on gains exceeding $270,000. New Hampshire historically taxed interest and dividends but phased this out entirely by 2025.

Representative State Tax Rates (2025, approximate)

Multi-State Considerations

• If you live in one state and work in another, you generally owe tax to both but receive a credit from your home state for taxes paid to the work state.
• Remote workers: tax obligations depend on both where the work is performed and employer location. Some states have "convenience of the employer" rules (notably New York).
• If you moved mid-year, you may need to file part-year returns in both states.

Without Wilson

1. Determine your total gross income from all sources.
2. Look up your state's standard deduction (or itemize if your state allows it).
3. Subtract the deduction from gross income to get taxable income.
4. Find your state's current tax brackets at your state Department of Revenue website.
5. Apply the brackets progressively:
   • Example for a progressive state: first $10,000 at 2%, next $30,000 at 4%, remainder at 6%.
   • For flat-rate states: multiply taxable income by the rate.
6. Subtract any state tax credits you qualify for.
7. Subtract withholding and estimated payments already made.
8. The result is your estimated balance due (or refund).

Important Notes

• State tax brackets, rates, and deductions change frequently. Always verify current rates at your state's Department of Revenue website before filing.
• Some states conform to federal taxable income as a starting point; others calculate state income independently. Deductions allowed federally may not be allowed by your state.
• Local income taxes (city, county) exist in some states (Ohio cities, NYC, Portland, etc.) and are separate from state taxes.
• State estimated tax payments follow similar quarterly schedules to federal but deadlines may differ.
• If you have income in multiple states, consult a tax professional to avoid double taxation and ensure proper credit allocation.
• This is not tax advice. Consult a CPA or tax professional for filing decisions.