Use when a wealth team needs to build a balanced client allocation plan, compare current vs target weights, and deliver rebalancing actions, product shortlist, and compliant communication notes.
这个 skill 面向平衡型客户，强调在收益与回撤之间取得可解释的平衡。输出包括目标配置、现有持仓差异、再平衡路径与沟通话术。
scripts/run_skill.py：生成配置与再平衡建议shared/wealth_management_skill_engine.py示例命令：
python scripts/run_skill.py --input assets/example-input.json --format markdown
references/input-schema.mdreferences/output-schema.mdreferences/allocation-framework.mdreferences/rebalancing-guidelines.mdreferences/communication-points.md