Subscriptions

What To Track

• Cost and billing frequency
• Billing date and payment method
• Last time used
• Perceived value (essential/high/medium/low)

What To Surface

• "You spend $165/month on subscriptions"
• "HBO unused for 3 weeks"
• "Adobe renews in 30 days — $660"
• "3 subscriptions bill this week"

Review Triggers

• Unused 30+ days → suggest cancel
• Price increased → flag it
• Annual renewal approaching → remind 7 days before
• Quarterly prompt: "still getting value?"

Cancelled Log

# cancelled.md
## 2024
- Hulu: Feb 1 (never used) — saved $18/mo

Progressive Enhancement

• Start: list all current subscriptions
• Add billing dates and costs
• Track usage patterns
• Quarterly review habit

What NOT To Do

• Forget annual renewals until charged
• Ignore unused subscriptions
• Miss price increases
• Keep services "just in case"