Parallax Portfolio Checkup

Batch B — Macro context (after Batch A)

Derive home markets from RIC suffixes across holdings. Call macro_analyst with component="tactical" for each unique covered market (cap at 3).

Batch C — Health flag evaluation

Per references/health-flags.md, evaluate all 5 flags:

1. Low Score — Overall ≤ 5.0?
2. Concentration — Any single holding >15%? Top-3 >45%?
3. Redundancy — ≥ 2 redundant pairs? (flag as low-confidence if coverage <60%)
4. Value Trap — Portfolio value score ≤ 3.0?
5. Macro Misalignment — Overweight in sectors flagged unfavourable?

If quick_portfolio_scores coverage <50%: execute mixed-exchange fallback (split by exchange, re-score, merge).

Assign health status: Healthy (0 flags) · Monitor (1-2) · Attention (3+)

Step 4 — Interpret in plain language

Explain scores and flags in plain terms:

• High VALUE = tilts toward cheaper stocks
• High QUALITY = strong balance sheets and profitability
• High MOMENTUM = stocks with recent price strength
• High DEFENSIVE = lower volatility, stable businesses

Output Format

• Portfolio Health Status (Healthy/Monitor/Attention badge with flag count)
• Your Portfolio Scorecard (simple factor table with plain-language labels; flag indicators per holding)
• Health Flags (each triggered flag explained in plain language — what it means, why it matters)
• Overlap Alert (if redundancy found, explain why; include reliability note if coverage <60%)
• Macro Context (2-3 sentences on relevant economic environment — skip if no covered markets)
• What This Means (2-3 plain-language paragraphs)
• Consider (suggestions prioritized by flag severity, framed as questions not directives)

Keep tone friendly and educational.

These are analytical outputs based on Parallax factor scores, not investment advice.