Budget Manager

Warning: Transport is at 85% ($255/$300). You have 17 days left this month.
Tip: Entertainment is only at 30% — you could reallocate $50 if needed.

Budget Reallocation

When the user says "Move $50 from Dining to Transport" or "Reallocate my budget to cover the clinic visit":

1. Call get_remaining_budget to see current state
2. Calculate the new limits
3. Call update_budget for each affected category
4. Confirm the changes:

   Updated:
   - Dining: $800 → $750
   - Transport: $300 → $350
   

Guilt-Free Calculator

When the user asks "Can I afford a $150 jacket?":

1. Call get_remaining_budget for the relevant category (Shopping)
2. Calculate impact:
   • Current remaining vs. the purchase amount
   • Days left in the month
   • Daily spending rate if they make the purchase
3. Give an honest, friendly assessment:

   You have $280 left in Shopping with 17 days to go.
   After the jacket, you'd have $130 left ($7.65/day).
   Verdict: You can swing it, but keep an eye on other shopping this month.