Nigerian open banking API aggregator and financial middleware platform. OnePipe wraps multiple bank and fintech provider APIs into a unified abstraction layer, enabling single-integration access to card charging, account debit, bill payments, airtime purchase, instant loans, and KYC lookup services.
OnePipe is a Nigerian fintech infrastructure platform that acts as an API aggregator and middleware for multiple banks and payment providers. Instead of integrating with individual bank APIs (Polaris, SunTrust, Fidelity, Providus, Flutterwave, Paystack, etc.), developers integrate once with OnePipe and gain access to standardized financial services across all partner institutions.
The platform's core value proposition is provider abstraction: write integration code once and switch between underlying providers via simple configuration parameters without changing your implementation.
Use OnePipe when you need to:
This is particularly valuable for Nigerian fintech companies, payment platforms, lending platforms, and businesses that need multi-provider financial service access without managing separate integrations.
OnePipe uses API key-based authentication combined with request signing for transaction security.
All API requests to OnePipe require the following headers:
Authorization: Bearer YOUR_API_KEY
Signature: SIGNATURE_VALUE
Content-Type: application/json
OnePipe does not offer self-service API key generation. To integrate:
The Signature header uses HMAC-SHA256 signing. The signature is calculated over the request body:
// Example Node.js signature generation
const crypto = require('crypto');
function generateSignature(requestBody, secret) {
return crypto
.createHmac('sha256', secret)
.update(JSON.stringify(requestBody))
.digest('hex');
}
curl -X POST https://api.onepipe.io/v2/transact \
-H "Authorization: Bearer sk_test_abc123xyz" \
-H "Signature: a1b2c3d4e5f6g7h8i9j0k1l2m3n4o5p6" \
-H "Content-Type: application/json" \
-d @request.json