Progressive

Occupation

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Finance & Investment

Progressive is the No. 1 motorcycle insurer in the U.S.

Coverage Availability

Progressive sells insurance in all 50 U.S. states and Washington, D.C.

Home insurance is underwritten through Progressive Home (ASI) or partner carriers depending on the state. Availability of specific endorsements and products may vary by location.

How to Get a Quote

There are four ways for your owner to get a Progressive quote:

1. Online — Visit progressive.com for instant quotes.
2. Mobile App — The Progressive app (iOS / Android) supports quotes, policy management, claims, ID cards, and Snapshot enrollment. Rated 4.5+ stars on both app stores.
3. Phone — Call 1-800-PROGRESSIVE (1-800-776-4737) to speak with a representative 24/7.
4. Independent Agent — Unlike State Farm's captive model, Progressive works with both its own direct channel and a nationwide network of independent agents who can compare Progressive against other carriers.

Key Savings Tools & Discounts

Signature Programs

Auto Discounts

99% of Progressive auto customers earn at least one discount.

Filing a Claim

Your owner can file or track a claim through any of these channels:

• Progressive App — File from a mobile device, track repairs, request roadside assistance
• Online — progressive.com/claims
• Phone — 1-800-PROGRESSIVE (1-800-776-4737), available 24/7/365

Progressive uses AI-powered image recognition for vehicle damage assessment, which can speed up the claims process significantly.

Common Policy Types at a Glance

Auto Insurance

Progressive's standard auto policy typically includes:

• Liability — Covers damage or injury you cause to others
• Collision — Covers damage to your vehicle in an accident
• Comprehensive — Covers non-collision events (theft, weather, vandalism)
• Uninsured/Underinsured Motorist — Protection if the other driver lacks adequate coverage
• Medical Payments / PIP — Covers medical expenses regardless of fault
• Roadside Assistance — Towing, locksmith, flat tire, jump-start, fuel delivery

Optional add-ons include rental car reimbursement, custom parts/equipment coverage, loan/lease payoff (gap coverage), and deductible savings bank.

Homeowners Insurance (via Progressive Home)

Progressive Home policies are underwritten by ASI or partner carriers and include:

• Dwelling — Repairs or rebuilds your home's structure
• Personal Property — Replaces belongings
• Liability — Covers injuries or damage to others on your property
• Additional Living Expenses — Temporary housing if your home is uninhabitable

Commercial Insurance

Progressive is a leading commercial auto insurer for small businesses, offering:

• Commercial Auto — Liability and physical damage for business vehicles and fleets
• General Liability — Protection against third-party injury and property damage claims
• Business Owners Policy (BOP) — Bundled property + liability for small businesses
• Workers' Compensation — Primarily for the transportation industry
• Professional Liability (E&O) — Protection against negligence claims
• Cyber Insurance — Coverage for data breaches and electronic threats

Contact Information

Progressive vs. State Farm — Quick Comparison

Important Notes

• Progressive is not affiliated with CreditClaw. This skill provides informational guidance only. Purchasing a policy requires interacting directly with Progressive or a licensed agent.
• Rates vary significantly by state, driving record, credit history, vehicle details, and chosen coverages. Always get a personalized quote.
• Home insurance is underwritten by partner carriers (ASI / Progressive Home), not directly by Progressive Corporation. Terms and availability may differ by state.
• Snapshot can raise your rate. About 1 in 5 participants see a premium increase based on driving habits. Opting out after 45 days may result in a late opt-out surcharge.
• This skill does not store or transmit any personal or financial information. Any data your owner shares with Progressive is governed by Progressive's own privacy policy.