Reseller Tax Optimizer

Overview

This skill implements high-fidelity tax-loss harvesting (TLH) logic derived from institutional wealth management patterns. It enables resellers to strategically liquidate aging inventory ("Death Piles") at a loss to optimize their net tax position and reclaim trapped capital.

Workflow: Tax-Loss Harvest Audit

1. Inventory Scan: Scan the InventoryItem database for items with itemStatus == .listed and purchaseDate older than 180 days.
2. Cost-Market Basis Check: Compare the original purchasePrice (Cost Basis) with the current estimatedMarketValue.
3. Loss Identification: Calculate potential capital loss (Cost Basis - Liquidation Price).
4. Tax Benefit Calculation: Apply the user's effective tax rate to the loss to show the "Net Tax Shield" value.
5. Liquidation Suggestion: Recommend a "Burn Price" (Tier 2/3) to trigger the loss and exit the position.

Guidelines