Ai Subscription Tracker

💰 Cost Summary (REAL CURRENT vs FUTURE)

🎯 Why Keep Claude Max 20x For Now

You're paying $200/month for:

• 220K tokens/5hr window (vs 44K on Pro)
• Agent Teams (parallel multi-agent workflows)
• Priority access during peak times
• No rate limit anxiety for 8+ hour days

The bet: Claude Sonnet 5 "Fennec" will have:

• Agent Swarm built-in (replaces OMO orchestration?)
• 1M token context (replaces need for multiple models?)
• 50% cheaper than Opus 4.5 (could be ~$50-75/month tier?)
• Outperforms current Opus at Sonnet price point

When Sonnet 5 drops: Re-evaluate entire stack. Could drop to Sonnet tier + simplify.

🔥 Fireworks AI Fire Pass

Pricing

• Weekly: $7 (first week free)
• Monthly: ~$28
• Annual: ~$336

What's Included

• Kimi K2.5 Turbo with zero per-token costs
• Unlimited usage (no token limits)
• 200+ tokens/second speed
• 256K context window
• Compatible with OpenCode, Cline, Roo Code, Kilo Code, OpenClaw

Model ID for Configuration

accounts/fireworks/routers/kimi-k2p5-turbo

When to Use

• ✅ Primary orchestration agent (Sisyphus)
• ✅ Prometheus planning
• ✅ Fast codebase exploration
• ✅ Daily coding tasks (unlimited, fast)

Direct API Pricing (without Fire Pass)

Break-even: ~6M tokens/month vs Fire Pass

🤖 Model Capabilities Matrix

Cost per 1M Tokens (API)

💵 Subscription Details

1. Fireworks AI Fire Pass ⭐⭐⭐⭐⭐

• Cost: $7/week ($28/month)
• Billing: Weekly, auto-renew optional
• Models: Kimi K2.5 Turbo only
• Limits: Unlimited (no token cap)
• Speed: 200+ tokens/second
• Value: Excellent for power users

Configuration:

{
  "model": "fireworks/accounts/fireworks/routers/kimi-k2p5-turbo",
  "baseURL": "https://api.fireworks.ai/inference/v1"
}

2. GitHub Copilot Pro ⭐⭐⭐⭐⭐

• Cost: $10/month ($100/year)
• Requests: 300 premium/month + unlimited completions
• Models: Claude Opus 4.6, GPT-4, others
• Features: Coding agent, code review, PR assistance
• Value: Essential for GitHub integration

3. OpenAI ChatGPT Plus ⭐⭐⭐⭐⭐

• Cost: $20/month
• Models: GPT-5.4, GPT-5, GPT-5 Mini, GPT-5 Nano
• Features: Chat, code interpreter, browsing
• API Access: Separate billing
• Value: Keep for GPT-5.4 deep reasoning

API Pricing:

• GPT-5.4: $2.50/1M input, $15/1M output
• GPT-5.4 Mini: $0.25/1M input, $2/1M output
• GPT-5-Nano: $0.05/1M input, $0.40/1M output

4. Google Gemini Advanced ⭐⭐⭐⭐ (KEPT)

• Cost: ~$20/month (bundled with Google One AI Premium)
• Models: Gemini 3.1 Pro, 3.0 Pro, 3.0 Flash, 3.0 Flash-Lite
• Features: 2M token context, multimodal, Antigravity
• Why Kept: User actively uses Google ecosystem for many things; Antigravity is a nice addition but not the primary reason
• Value: Justified by broader Google usage

5. Claude Code Pro ⭐⭐⭐ (REDUCED FROM MAX)

• New Cost: $20/month (or $200/year = $17/month)
• Previous: Max 5x at $100/month
• Savings: $80/month
• Limits: 44K tokens/5hr window (vs 88K on Max 5x)
• Usage: Reserve for complex debugging only; use Fireworks Kimi for daily work

6. Z.ai GLM Coding Plan ⭐ (CANCEL IMMEDIATELY - Infrastructure Trash)

• Status: Already paid yearly, do not renew
• Reason: Infrastructure completely unreliable

Why Z.ai Infrastructure is Trash:

1. Capacity Constraints — Undersized infrastructure. Can't scale fast enough when demand spikes → "Model unavailable" errors

2. Degraded Model Quality — Reddit r/ZaiGLM reports confirm GLM-5 quality has declined since launch:

   • Worse instruction following than previous GLM versions
   • Artificially shortened "thinking time"
   • Outputs resembling "quantized or degraded model"
   • Quality drops beyond 80-100k context window

3. 30-Second Idle Timeouts — GitHub issues (vercel/ai #12949) show Z.ai drops connections after 30s idle, killing long agentic workflows

4. "Improvements" That Break Things — Z.ai pushed updates they called "performance improvements" that actually degraded quality for Max plan users

5. Beijing-Based Lab — Zhipu AI is China-based. Scaling global infrastructure with international demand + Chinese regulatory constraints = unreliable service outside China

Bottom line: Cheap frontier AI is only good if quality holds. Z.ai isn't holding. Reddit thread: "Don't buy GLM coding plans. Quality is atrocious. It's becoming worse everyday."

7. Claude (Anthropic) Max 20x ⭐⭐⭐⭐⭐ (KEEP UNTIL Sonnet 5)

• Current Cost: $200/month
• Limits: 220K tokens/5hr window, Agent Teams, priority access
• Why Paying $200: You're a power user (8+ hrs/day) hitting Pro limits
• The Bet: Waiting for Claude Sonnet 5 "Fennec"

Claude Sonnet 5 "Fennec" Leaks (March 2026)

Model ID spotted: claude-sonnet-5@20260203 in Google Vertex AI infrastructure

Why Wait: Sonnet 5 could be the Claude that makes dropping everything else actually viable:

• Agent Swarm = OMO built-in?
• 1M context = no need for other models?
• 50% cheaper = ~$50-75/month instead of $200?

When Sonnet 5 drops: Re-evaluate entire stack. Could drop from Max 20x to Sonnet tier.

📈 Usage Tracking Template

Monthly Usage Log

## Month: [Month Year]

### Daily Average Usage
- Hours/day: ___
- Requests/day: ___
- Primary model: ___

### Costs This Month
| Provider | Planned | Actual | Notes |
|----------|---------|--------|-------|
| Claude Max 20x | $200 | $___ | Waiting for Sonnet 5 |
| Fireworks Fire Pass | $28 | $___ | Backup orchestrator |
| GitHub Copilot | $10 | $___ | |
| OpenAI | $20 | $___ | API usage: $___ |
| Google Gemini | $20 | $___ | |
| MiniMax (OpenCode Go) | $10 | $___ | If needed |
| **TOTAL** | **~$288** | **$___** | **Current spend** |

### Sonnet 5 Watch
- [ ] Release announced
- [ ] Benchmarks verified
- [ ] Pricing confirmed
- [ ] Agent Swarm tested
- [ ] Decision: Drop Max 20x?

### If Sonnet 5 is Good - New Stack:
| Provider | Expected Cost |
|----------|---------------|
| Claude Sonnet 5 | ~$50-75? |
| Fireworks | $28 |
| Copilot | $10 |
| OpenAI | $20 |
| Gemini | $20 |
| **TOTAL** | **~$128-153** |

### Model Usage Breakdown
| Model | % Usage | Tokens Used | Cost |
|-------|---------|-------------|------|
| Claude Opus 4.6 (Max 20x) | ___% | ___M | $200 |
| Kimi K2.5 Turbo | ___% | Unlimited | $28 |
| GPT-5.4 | ___% | ___M | $___ |
| Gemini Pro | ___% | ___M | $___ |
| MiniMax M2.7 | ___% | ___M | $___ |

### Optimizations Made / Planned
- [x] **CANCELLED Z.ai GLM** — Infrastructure trash, quality degraded
- [x] **CANCELLED MiniMax subscription** — Use OpenCode Go or pay-as-you-go
- [x] **ADDED Fireworks Fire Pass** — $28/mo unlimited Kimi 200t/s
- [ ] **PENDING: Drop Claude Max 20x** — Waiting for Sonnet 5 "Fennec"
  - If Sonnet 5 has Agent Swarm → Could replace OMO orchestration
  - If 1M context works → Could simplify entire stack
  - If ~$50-75/mo → Save $125-150/month
- [ ] **Evaluate Gemini need** — Do you actually use it beyond Google ecosystem?

### Notes
___

🎯 Current vs Future Configuration

CURRENT STACK (Pre-Sonnet 5)

Current Total: ~$278/month

FUTURE STACK (If Sonnet 5 Delivers)

Potential Total: ~$130-150/month
Savings: $130-150/month when Sonnet 5 drops

The Sonnet 5 Bet

You're paying $200/month for Max 20x because:

1. 220K tokens/5hr window (you hit Pro limits daily)
2. Agent Teams (parallel workflows)
3. No rate limit anxiety for 8+ hour power usage
4. Waiting for Sonnet 5 to potentially replace this entire setup

If Sonnet 5 has:

• ✅ Agent Swarm → No need for OMO orchestration
• ✅ 1M context → No need for multiple models
• ✅ ~$50-75/mo pricing → Save $125-150/month
• ✅ Outperforms Opus → Better quality for less money

Risk: Sonnet 5 could be delayed or not live up to leaks. But at $200/month, the potential payoff is worth the wait.

🔗 Provider Links

📋 Action Items Checklist (UPDATED - March 28, 2026)

Immediate Actions (This Week)

• ADD Fireworks Fire Pass — $28/week (unlimited Kimi 200t/s) — Backup orchestrator
• CANCEL MiniMax subscription — Use remaining 4,500 calls, then OpenCode Go or pay-as-you-go
• CANCEL Z.ai — Don't renew (infrastructure trash, quality degraded)
• DECISION: Keep or Reduce Claude? — You're paying $200 for Max 20x
  • Option A: Keep Max 20x until Sonnet 5 drops (current plan)
  • Option B: Reduce to Max 5x ($100) or Pro ($20) now, use Fireworks as primary

Short-term (This Month)

• Monitor Claude usage — Are you hitting 220K tokens/5hr limit? If not, could downgrade
• Set up OpenCode Go — $10/month backup for MiniMax M2.7 (14K requests/5hrs)
• Test Fireworks Kimi as primary — Can it handle your orchestration needs?
• Update oh-my-openagent config — Use the cost-optimized configuration

The Sonnet 5 Watch (Q2 2026)

• Release announced — Check Anthropic blog, Google Vertex AI
• Benchmarks verified — Does it outperform Opus 4.5?
• Pricing confirmed — ~50% cheaper than Opus?
• Agent Swarm tested — Does it replace OMO orchestration?
• Context window validated — Is 1M tokens real or marketing?
• DECISION POINT:
  • If Sonnet 5 is good → Drop Max 20x, save $125-150/month
  • If Sonnet 5 is delayed/bad → Keep current stack or reduce Claude now

Long-term (Post-Sonnet 5)

• Simplify stack if Sonnet 5 delivers — Could drop from 6 providers to 2-3
• Re-evaluate Gemini need — Does 1M context eliminate need for separate frontend model?
• Check for new provider options — DeepSeek, etc.
• Update model capabilities matrix
• Update oh-my-openagent config — Use the cost-optimized configuration
• Mark Z.ai as do-not-renew — Already paid yearly, cancel before next renewal

Long-term (Quarterly)

• Review total spend vs. $98/month target
• Re-evaluate Claude Pro need (can you rely entirely on Fireworks?)
• Check for new provider options (DeepSeek, etc.)
• Update model capabilities matrix with new releases

🎯 Current vs Future Primary Models

CURRENT REALITY (You're Paying $278/month)

Total: ~$288/month

IF SONNET 5 DELIVERS (Potential $130-150/month)

Potential Total: ~$130-150/month
Savings: $130-150/month ($1,500-1,800/year)

💡 Cost-Saving Tips (Your ACTUAL Strategy)

1. Keep Claude Max 20x ($200/mo) for now — You actually use the 220K tokens/5hr limit
2. Test Fireworks Kimi as backup — $28/mo unlimited, 200 tok/s — could replace Claude for orchestration?
3. Cancel Z.ai immediately — Infrastructure trash, quality degraded, don't renew yearly
4. Cancel MiniMax subscription — Use remaining 4,500 calls, then OpenCode Go or pay-as-you-go
5. Wait for Sonnet 5 "Fennec" — The bet: Agent Swarm + 1M context + ~$50-75/mo pricing
6. Reserve GPT-5.4 for deep reasoning only — Sonnet 5 might handle this too
7. Keep Gemini — Justified by Google ecosystem usage (not just Antigravity)
8. Re-evaluate everything when Sonnet 5 drops — Could simplify from 6 providers to 2-3

Generated by Claude for kevinhill
Tracker Version: 1.0
Update Frequency: Monthly or when pricing changes