Use when an advisor needs to match wealth-management products to an elderly client profile, compare main and backup options, and deliver suitability notes with senior-friendly communication points and risk disclosures.
这个 skill 面向银行财富管理的老年客户适配场景，强调在适当性匹配的基础上，把目标、期限、流动性与风险边界讲清楚、讲明白，并输出可直接用于对客沟通与合规留痕的适配结论。
scripts/run_skill.py：运行适配评估并输出 Markdown/JSONshared/wealth_management_skill_engine.py示例命令：
python scripts/run_skill.py --input assets/example-input.json --format markdown
references/input-schema.mdreferences/output-schema.mdreferences/suitability-checklist.mdreferences/client-interview-outline.mdreferences/risk-disclosure-points.md